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The total cost of buying

One number for the cash you need: deposit, tax, legal fees, searches, registration and moving. Change anything and watch it update.

Where is the property?
Who is buying?
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Our published example for a £300,000 freehold purchase. Use your quote.
Estimate. Varies by area
Optional. RICS Level 2 or 3
Arrangement or product fee
England and Wales are calculated automatically

Cash you need to buy

£0

Land Registry fees from 28 April 2025 Checked against official sources 18 October 2026 Rates awaiting solicitor sign-off

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Questions

What costs are there when buying a house?

Your deposit, then stamp duty (or LBTT or LTT), legal fees plus VAT, searches, the Land Registry fee, a survey, any mortgage arrangement or broker fees, and moving costs.

How much are legal fees?

Our published example is £755 plus VAT and disbursements for a £300,000 freehold purchase. Fees depend on price and on the work involved. Leasehold and new-build purchases cost more. Ask for a fixed-fee quote.

What is the Land Registry fee?

HM Land Registry charges to register you as the owner. The fee depends on the price. For an electronic application it ranges from £20 to £500 in England and Wales.

Reviewed by [Solicitor name], [role]. SRA ID [number] Awaiting solicitor review of this calculator. Last reviewed: [date] · Next review: [date] or sooner if rates change.

Not legal advice. These tools give estimates for general information. They are not legal, tax or financial advice, and they do not recommend any mortgage or lender. Your own figures depend on your circumstances. Speak to a solicitor before you rely on them.

Smithfield Partners · Property Hub

Smithfield Partners Limited is authorised and regulated by the Solicitors Regulation Authority, SRA number 499315. Hart House Business Centre, Kimpton Road, Luton LU2 0LA. 0845 539 1000.

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What would you like?

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These tools give estimates for general information. They are not legal, tax or financial advice, and they do not recommend any mortgage or lender. Your own figures depend on your circumstances. Speak to a solicitor before you rely on them.

Public data used under the Open Government Licence v3.0. Contains HM Land Registry data © Crown copyright and database right. Bank Rate as at 15 October 2026. Quoted mortgage rates: September 2026 averages. House prices: July 2026. Rents: August 2026.

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